I think a good banana bread recipe is essential in every home cook’s repertoire. There’s nothing quite like the aroma of fresh banana bread filling the kitchen, especially when it has the deep, comforting flavor of a moist banana nut bread recipe like this one. This recipe guarantees an extra-moist crumb and rich, comforting flavor, perfect for a weekend breakfast or a family-friendly afternoon snack. The secret ingredient? A homemade cardamom caramel swirl that takes this classic from simple to sensational, ensuring you have the best moist banana nut bread. We’ll walk you through simple steps to make sure your loaf stays tender and flavorful every single time. This recipe uses pantry staples and adds a touch of sophistication that everyone will love.

Ingredients
- 280 g (2 ¼ cups) all-purpose flour
Use standard white flour for the best texture and crumb; spoon and level it into the measuring cup to avoid a dense bread. If you need a gluten-free option, you can substitute a high-quality 1:1 gluten-free baking mix. Ensure flour is fresh and sifted, especially if it has been sitting in your pantry for a while. - 8 g (1 ½ teaspoons) baking soda
This leavening agent reacts with the acidity of the buttermilk and brown sugar to lift the batter and create a tender, soft crumb. Make sure your baking soda is fresh (test by adding a pinch to vinegar—it should bubble vigorously). Do not swap with baking powder; the required amount would be different for proper leavening. - 2 g (½ teaspoon) fine sea salt
Salt balances the sweetness of the sugar and enhances the deep banana and walnut flavors. Use fine sea salt for easy dissolution and consistent taste throughout the loaf. Do not use coarse kosher salt unless adjusting the amount; a half teaspoon of kosher salt is less salty than fine sea salt. - 5 g (1 teaspoon) ground cinnamon
Cinnamon provides a warm, classic spice note that pairs perfectly with the bananas and walnuts. For an extra layer of flavor, consider adding a pinch of ground nutmeg or allspice as well. Ensure your spice jar contains fresh spices for maximum fragrance. - 120 g (½ cup) unsalted butter, softened
Use softened butter at room temperature (around 68-72°F) for proper creaming with the sugars; this traps air for a light texture. Unsalted butter allows you to control the exact amount of salt in the recipe. If using salted butter, reduce the amount of added fine sea salt to a quarter teaspoon. - 150 g (¾ cup) granulated sugar and 50 g (¼ cup) light brown sugar, packed
The combination of sugars provides both sweetness and moisture; brown sugar adds a deep molasses flavor and extra moisture. Pack the brown sugar tightly into the measuring cup for accurate measurements. For a slightly less sweet loaf, you can reduce the amount of white sugar by up to 2 tablespoons. - 2 large eggs, room temperature
Eggs act as a binder, provide structure, and add richness to the banana bread batter. Room temperature eggs incorporate more easily and create a more uniform batter texture. To quickly warm eggs from the fridge, place them in a bowl of warm water for 5 minutes. - 10 ml (2 teaspoons) alcohol-free vanilla extract
Vanilla deepens the flavor profile of the banana nut bread and complements the other spices. Use high-quality extract for the best flavor; avoid imitation vanilla. For an extra warm note, consider swapping half a teaspoon of the vanilla with almond extract. - 400 g (about 3-4 medium) very ripe bananas, mashed (approx. 1 ½ cups)
The key to a moist banana bread recipe is very ripe bananas; look for bananas that are heavily spotted or completely black. Ripe bananas provide high moisture content and a naturally sweet flavor, allowing for less added sugar. If your bananas aren’t ripe enough, roast them on a baking sheet at 350°F until soft and black (15-20 minutes). - 60 ml (¼ cup) buttermilk
Buttermilk adds crucial acidity that reacts with the baking soda for leavening, resulting in a tender crumb and tangy flavor. If you don’t have buttermilk, create a substitute by mixing 60ml milk with 5ml (1 tsp) lemon juice or white vinegar; let stand for 5-10 minutes. For a slightly different flavor, you can use plain full-fat yogurt instead of buttermilk. - 120 g (1 cup) walnuts, roughly chopped, toasted
Walnuts add necessary crunch and nutty flavor to contrast the soft bread. Toasting them first in a dry skillet brings out their best flavor and aroma. Pecans or hazelnuts can be swapped if preferred, or omit for a nut-free version. - For the Cardamom Caramel Swirl: 75 g (⅓ cup) granulated sugar, 30 ml (2 tablespoons) water, 45 g (3 tablespoons) unsalted butter, cubed, 60 ml (¼ cup) heavy cream, 2 g (¾ teaspoon) ground cardamom
These ingredients create the decadent swirl that elevates the recipe from basic to extraordinary. Use heavy cream (not half-and-half or milk) to ensure the caramel sets properly. The cardamom adds a unique, warm, slightly floral note to the classic caramel flavor.
Instructions
1. Prep the Oven and Pan.
Preheat your oven to 175°C (350°F) to ensure even baking from the start.
Grease and flour a 23 x 13 cm (9 x 5 inch) loaf pan, or line it with parchment paper for easy removal.
Ensure the parchment paper overhangs the long sides for a simple lifting handle.
2. Combine Dry Ingredients.
In a medium bowl, whisk together the all-purpose flour, baking soda, fine sea salt, and ground cinnamon.
Whisk thoroughly for about 30 seconds to fully combine and evenly distribute the leavening agent and spices.
Set this dry mixture aside while you work on the wet ingredients.
3. Cream Butter and Sugars.
In a large bowl (using an electric mixer or stand mixer), cream together the softened unsalted butter, granulated sugar, and light brown sugar.
Beat on medium speed for 2-3 minutes until the mixture is light in color and fluffy in texture.
This process incorporates air into the batter, which is essential for a light and moist result.
4. Add Eggs and Vanilla.
Beat in the eggs one at a time, incorporating fully after each addition to ensure proper emulsification.
Stir in the alcohol-free vanilla extract until just combined.
Be careful not to overmix at this stage; incorporate fully but don’t beat for too long after the eggs are added.
5. Mix Bananas and Buttermilk.
Add the mashed bananas and buttermilk to the wet ingredients and mix on low speed until just combined.
The batter may look slightly lumpy from the bananas, which is perfectly fine and desired.
Avoid overmixing to keep the bread tender and prevent a gummy texture.
6. Fold in Dry Ingredients and Walnuts.
Gradually add the dry ingredients to the wet ingredients, mixing on low speed until only a few streaks of flour remain.
Fold in the toasted chopped walnuts gently using a spatula, ensuring they are evenly distributed.
Stop mixing as soon as the flour streaks disappear; overworking the batter develops gluten, making the bread tough. I know it’s tempting to keep mixing until every lump is gone, but for this specific moist banana nut bread recipe, less is truly more when it comes to mixing.
7. Prepare the Cardamom Caramel Swirl.
In a small saucepan over medium heat, combine the 75g (⅓ cup) granulated sugar and 30ml (2 tablespoons) water.
Cook without stirring until the sugar dissolves and the syrup turns a deep amber color, gently swirling the pan if needed for even cooking (5-8 minutes).
Remove from heat, carefully add the 45g (3 tablespoons) cubed butter, whisk until melted, then slowly pour in the 60ml (¼ cup) heavy cream while whisking constantly until smooth; stir in the 2g (¾ teaspoon) ground cardamom and let cool slightly to thicken.
8. Swirl and Bake.
Pour half of the moist banana nut bread batter into the prepared loaf pan. Drizzle about half of the slightly cooled cardamom caramel over the batter in a zig-zag pattern.
Use a knife or skewer to gently swirl the caramel into the batter, being careful not to overmix and blend it completely; you want distinct caramel ribbons.
Pour the remaining banana bread batter over the caramel layer, drizzle the remaining caramel on top, and repeat the gentle swirling process to create a stunning pattern.
Bake this ultimate moist banana nut bread recipe for 55-65 minutes, or until a wooden skewer inserted into the center comes out clean; if the top browns too quickly, loosely tent with foil.
9. Cool Completely.
Cool the banana nut bread in the pan for 15 minutes to allow the structure to set before handling.
Carefully invert it onto a wire rack to cool completely.
Slicing the bread while warm can be difficult as the caramel will be very gooey, so patience is key for clean slices.
Tips for the Most Moist Banana Nut Bread
Getting a truly moist banana nut bread recipe right often comes down to a few key techniques. It’s not just about the ingredients; it’s about how you combine them. These tips ensure your loaf stays tender and flavorful, avoiding a dry or dense outcome.
The Ripest Bananas Make the Difference
Use bananas that are very dark and spotted (almost black) to maximize moisture and sweetness; underripe bananas will result in a drier, less flavorful loaf. The high moisture content of overly ripe bananas is the primary source of tenderness in this recipe. If you forget to buy ripe bananas, you can place unripe ones in a paper bag with an apple overnight to accelerate ripening, or roast them in the oven.
Don’t Overmix the Batter
Once you add the dry ingredients to the wet ingredients, mix only until the flour streaks disappear; overmixing develops gluten, leading to a tough and rubbery texture. Use a gentle hand or low speed on your mixer when folding in the final ingredients. Lumps in the batter from the mashed banana are perfectly acceptable and actually desirable; do not try to smooth them out.
The Secret to Keeping it Tender
The combination of buttermilk (or a substitute) and baking soda creates a chemical reaction that ensures a light and airy texture. Ensure all ingredients are at room temperature so they incorporate evenly without causing the butter to seize or the batter to become dense. If you live in a high-altitude area, you may need to adjust the flour or leavening agents slightly.
The Cardamom Caramel Swirl
The caramel swirl not only adds flavor but also contributes significantly to the overall moisture of this banana nut bread recipe. Make sure the caramel is slightly cooled before swirling to prevent it from dissolving entirely into the batter. Do not overswirl or mix the caramel into the batter completely; you want distinct ribbons that add moisture throughout.

Ingredient Swaps and Substitutions
Can I use a different nut?
Yes, you can easily swap walnuts for pecans, almonds, or even hazelnuts in a 1:1 ratio; make sure to toast them first for maximum flavor. For a nut-free version, omit them entirely or substitute chocolate chips or seeds (like sunflower or pumpkin seeds) for texture. Adjust baking time slightly if omitting nuts entirely, as they help conduct heat.
Can I make this with less sugar?
We use brown sugar specifically for moisture here, but you can reduce the white granulated sugar slightly if preferred. Do not drastically reduce both sugars, as this will affect the overall structure and moisture of the bread. The cardamom caramel swirl adds sweetness, so keep that in mind when reducing the bread’s sugar content.
Buttermilk Substitution
If you don’t keep buttermilk on hand, mix milk (dairy or non-dairy, but dairy works best) with a teaspoon of lemon juice or white vinegar. Let the mixture sit for 5-10 minutes until it thickens slightly before adding it to the batter. This DIY buttermilk substitute activates the leavening agent in the recipe just as effectively as store-bought buttermilk.
Using different spices
If cardamom isn’t your favorite, you can substitute it with a pinch of nutmeg or allspice in the caramel swirl for a different flavor profile. Alternatively, you can omit the cardamom entirely for a simple vanilla caramel swirl.
FAQs
Q: How do I get my banana nut bread to be moist, not dense?
A: The two biggest factors are using overripe bananas for moisture and avoiding overmixing the batter when you add the dry ingredients. The buttermilk also helps keep the crumb tender for a truly moist banana nut bread.
Q: Can I make this recipe as muffins instead of a loaf?
A: Yes, this recipe works great for muffins. Fill a standard muffin tin about 2/3 full; bake at 350°F (175°C) for 20-25 minutes, or until a skewer comes out clean.
Q: My caramel swirl disappeared when I baked it. What went wrong?
A: The caramel may have been too hot when added, or you may have overswirled it into the batter. Ensure the caramel has cooled slightly so it maintains its viscosity when layered.
Q: How do I know when the bread is done baking?
A: Insert a wooden skewer or toothpick into the center of the loaf; it should come out clean. If you hit the caramel swirl, it will be sticky, so try to find a spot where you only test the bread itself. I always test several spots to make sure I get a good reading.
Q: Can I freeze this banana nut bread?
A: Yes, this recipe freezes wonderfully, which makes it great for meal prep recipes or quick snacks. Wrap the completely cooled loaf tightly in plastic wrap, then again in aluminum foil. Freeze for up to 3 months. Thaw overnight at room temperature.
Q: How should I store the leftover bread?
A: Store the banana nut bread in an airtight container at room temperature for up to 3 days, or refrigerate for up to 5 days to prevent the high moisture content from spoiling quickly. You can also freeze individual slices for easy high-protein snacks.
Conclusion
If you’ve been searching for the perfect banana nut bread recipe, this is a must-try. The addition of the cardamom caramel swirl turns a humble classic into an unforgettable treat. It’s the ultimate moist banana nut bread that everyone in the family will rave about. Go ahead and grab those overripe bananas, and let’s get baking this weekend!
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banana nut bread recipe moist
- Total Time: 85 minutes
- Yield: 1 loaf 1x
- Diet: General
Description
This recipe for extra-moist banana nut bread features a decadent homemade cardamom caramel swirl, perfect for a special breakfast or snack. The key is using overripe bananas and careful mixing techniques to create a tender crumb and rich flavor.
Ingredients
- Dry Ingredients:
- 2 1/4 cups (280g) all-purpose flour
- 1 1/2 teaspoons (8g) baking soda
- 1/2 teaspoon (2g) fine sea salt
- 1 teaspoon (5g) ground cinnamon
- Wet Ingredients:
- 1/2 cup (120g) unsalted butter, softened
- 3/4 cup (150g) granulated sugar
- 1/4 cup (50g) light brown sugar, packed
- 2 large eggs, room temperature
- 2 teaspoons (10ml) vanilla extract
- 1 1/2 cups (400g) very ripe bananas, mashed
- 1/4 cup (60ml) buttermilk
- 1 cup (120g) walnuts, toasted and roughly chopped
- Cardamom Caramel Swirl:
- 1/3 cup (75g) granulated sugar
- 2 tablespoons (30ml) water
- 3 tablespoons (45g) unsalted butter, cubed
- 1/4 cup (60ml) heavy cream
- 3/4 teaspoon (2g) ground cardamom
Instructions
- Prepare Pan and Oven: Preheat oven to 350°F (175°C). Grease and flour a 9×5 inch loaf pan, or line it with parchment paper.
- Combine Dry Ingredients: Whisk together the flour, baking soda, salt, and cinnamon in a medium bowl until thoroughly combined. Set aside.
- Cream Butter and Sugars: In a large bowl with an electric mixer, cream the softened butter, granulated sugar, and brown sugar until light and fluffy (2-3 minutes). Beat in the eggs one at a time, then add the vanilla extract.
- Mix Bananas and Buttermilk: Add the mashed bananas and buttermilk to the creamed mixture and mix on low speed until just combined.
- Fold in Dry Ingredients and Walnuts: Gently add the dry ingredients to the wet ingredients, mixing only until a few streaks of flour remain. Fold in the chopped walnuts with a spatula, avoiding overmixing.
- Prepare Cardamom Caramel Swirl: In a small saucepan over medium heat, combine 1/3 cup sugar and water. Cook without stirring until the syrup turns a deep amber color (5-8 minutes). Remove from heat, then whisk in the cubed butter until melted. Slowly pour in the heavy cream and whisk constantly until smooth. Stir in the cardamom and let the caramel cool slightly to thicken.
- Layer and Bake: Pour half of the banana bread batter into the prepared loaf pan. Drizzle half of the slightly cooled caramel over the batter and gently swirl it in with a knife. Pour the remaining batter on top, drizzle with the remaining caramel, and repeat the swirling process. Bake for 55-65 minutes, or until a wooden skewer inserted into the center comes out clean. If the top browns too quickly, tent loosely with foil.
- Cool Completely: Let the banana bread cool in the pan for 15 minutes, then transfer it to a wire rack to cool completely before slicing. Slicing while warm will make it difficult due to the gooey caramel swirl.
Notes
To achieve a moist crumb, use very ripe bananas and be careful not to overmix the batter. Stop mixing as soon as the flour streaks disappear. If a gluten-free option is desired, substitute a high-quality 1:1 gluten-free baking mix. Store the completely cooled bread in an airtight container for up to 3 days at room temperature.
- Prep Time: 25 minutes
- Cook Time: 60 minutes
- Category: Bread
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1/10 loaf
- Calories: 380 kcal
- Sugar: 35 g
- Sodium: 210 mg
- Fat: 18 g
- Saturated Fat: 10 g
- Unsaturated Fat: 5 g
- Trans Fat: 0 g
- Carbohydrates: 50 g
- Fiber: 2 g
- Protein: 6 g
- Cholesterol: 65 mg
Keywords: banana bread, cardamom, caramel, nut bread, moist bread, walnut, dessert, breakfast, snack




